Are you looking for financial
              planning assistance?

                 We Provide:

• Estate Planning
  - Assistance with capital gains tax issues
  - Assistance with estate freezes
  - Assistance with trusts and corporate 
     structuring 
   
• Retirement Planning
  - Assistance with retirement income planning
  - Assistance with estate preservation
  - Assistance with funding estate trusts and
     charitable donations   
   
• Wealth Management Services
  - Assistance with investment risk
  - Savings & Investment planning
  - Taxation
  

       Are you looking for a reputable and trustworthy
       advisory team that will listen and assist you in
         determining your wealth management and
                        investment needs?

         At Fralick Financial & Insurance we provide
         assistance by helping you to indentify your
          specific investment goals and by helping
          you to build a plan to achieve your goals. 

          We offer financial solutions and strategies
             for all types of investment risk appetites.

                    Here are some of the financial
                      planning solutions we offer:

• Segregated Funds (Registered and
  Non-Registered types)
• RRSP (Registered Retirement Savings Plans)
• GIC's (Guaranteed Investment Certificates)
• Annuities
• TFSA (Tax Free Savings Accounts)
• RESP (Registered Education Savings Plans)
• RDSP (Registered Disability Savings Plans)
• RRIF's (Registered Retirement Income Funds)
• LIF's (Life Income Funds)
• Individual and Group Pension Plans
• Corporate Estate Bonds
• CIRP's (Corporate Insured Retirement Plans)
• Corporate Insured Annuities 

          
               At Fralick Financial & Insurance we take a
               'basic risk tolerance' approach to advising
                          our clients how to invest.